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On-Chain Attestation
for Commerce

Merchants, developers, AI agents, token issuers, and foundations all building on the same attestation infrastructure. When on-chain ownership can be attested anywhere, new use cases emerge.

"The ownership economy isn't coming. It's here — $60 billion in tokenized assets, nearly $15 billion of it US Treasuries, and 2,000+ stocks already trading as tokens. NYSE and Nasdaq hold SEC approval for tokenized-equity pilots. The question is no longer whether ownership moves on-chain. It's what all that ownership can do."

Built on InsumerAPI. In production.

Not a roadmap — running integrations you can click into today.

Skye Meta, a commercial licensee, built its Recognition Network — one membership, recognized everywhere — entirely on InsumerAPI.

No testimonials needed — every response is ECDSA-signed, and the public key is published. Grab a free key, make a call, and verify the signature yourself.

From Token-Gating to General-Purpose Attestation

What started as merchant discounts for token holders is becoming attestation infrastructure for any on-chain condition.

Today

Community Tokens & NFTs

Passionate communities with tribal affiliations. SHIB Army, PEPE holders, Bored Ape Yacht Club, Pudgy Penguins. Millions of holders who identify with their tokens.

SHIB (1.5M+ holders) PEPE (500K+ holders) Pudgy Penguins Bored Apes
At Scale

Tokenized Securities

No longer emerging — arrived. Tokenized US Treasuries alone hold roughly $15 billion across 80+ funds, and BlackRock, Circle, Ondo, and Franklin Templeton each run tokenized funds measured in billions. Tokenized private credit is larger still.

Tokenized Treasuries (~$15B) Circle USYC ($3B) BlackRock BUIDL ($2B+) Franklin Templeton BENJI
Live Now

Tokenized Equities

No longer coming soon. Robinhood runs 2,000+ tokenized stocks and ETFs in Europe, Kraken's xStocks passed $25 billion in volume in under eight months, and NYSE and Nasdaq hold SEC approval for tokenized-equity pilots. Your Apple shares as tokens is real — recognizing them at checkout is the remaining gap. Every shareholder becomes a potential Insumer.

Robinhood (2,000+ stock tokens) Kraken xStocks ($25B volume) NYSE & Nasdaq pilots Securitize (tokenized equity, NYSE-bound)

Five Participants. One Ecosystem.

The Insumer Model creates value for everyone involved. Merchants get customers. Holders get benefits. Developers get infrastructure. Issuers get utility. Foundations get adoption.

🏪

Businesses

"Choose which token communities to welcome, and reward them at checkout without touching crypto."

  • Attract passionate communities with purchasing power
  • No crypto payments, no volatility risk
  • Integrate with existing payment systems (Stripe, Square, Clover)
  • Configure your own discount tiers
💻

Developers & AI Agents

"One API call. Signed response. No RPC management."

  • Single POST request verification across 37 chains
  • ECDSA-signed booleans for offline verification
  • MCP server + LangChain SDK + OpenAPI spec
  • Gate SaaS features, verify DAO eligibility, build agent trust
👤

Token & NFT Holders

"Your tokens now unlock real-world benefits, and nobody sees what's in your wallet."

  • Read-only verification: no wallet approvals, no asset risk
  • QR and NFC verification, auto-refreshing every 60 seconds
  • Merchants see only your tier, never your balance
  • Works across 37 blockchains
💰

Token Issuers

"Turn shareholders into customers, and customers into shareholders."

  • Offer shareholder perks without complex corporate programs
  • Add real-world utility that incentivizes holding
  • Bridge digital ownership to physical commerce
  • Tokenize your cap table with TokenCapStack ($200/yr) and your shareholders join the Insumer ecosystem automatically
🌐

Foundations

"Give your community real-world utility that incentivizes holding."

  • Create a network of merchants who recognize your token
  • Add a "third dimension" beyond price and dividends
  • Reduce sell pressure with ongoing reasons to hold
  • Drive ecosystem adoption through commerce

A $60 Billion Market — Mostly Sitting Idle

Tokenized real-world assets passed $60 billion in 2026, with roughly $32 billion on public chains, and analysts project $2 trillion by 2030 (McKinsey) to $30 trillion by 2034 (Standard Chartered). But here's the number that matters more: over half of today's tokenized value shows no weekly transfer activity at all. Ownership is on-chain. Utility isn't. That's the gap attestation closes — a signed answer that puts dormant ownership to work anywhere.

$60B+
Tokenized assets today
$295B
Stablecoins in circulation
~$15B
Tokenized US Treasuries
$2-30T
Projected 2030-2034

Institutions Already Tokenizing

~$15B

in tokenized US Treasuries across 80+ funds

BlackRock Franklin Templeton Circle Ondo Finance Securitize Robinhood Kraken JPMorgan

The Flywheel

More merchants attract more holders. More holders attract more merchants. The ecosystem grows stronger with every participant.

Value

Compounds

1
🏪

Merchants Join

Businesses configure tokens and start recognizing holders

2
👤

Holders Discover

Token and NFT holders find merchants that recognize their holdings

3
💬

Communities Share

Holders tell their communities about merchants

4
📈

Value Grows

More merchants see the opportunity and join

Six Connected Applications

Everything you need to participate in the ownership economy. All live. All free to start.

💳

InsumerPass

For Token & NFT Holders

Connect MetaMask, Phantom, and Coinbase Wallet, all at once. Verify via QR code or NFC tap at checkout.

Open InsumerPass
📷

InsumerScanner

For Merchants

Scan QR codes or tap NFC at checkout. See their tier. Apply their discount.

Open Scanner
📊

InsumerDashboard

For Merchants

Configure which tokens to recognize. Set discount tiers. View analytics.

Open Dashboard
📚

InsumerRegistry

For Everyone

Browse and add tokens. Open database of security tokens and NFT collections.

Open Registry
🔌

InsumerExtension

For Online Shopping

Chrome extension that detects participating merchants and applies discounts automatically at checkout.

Chrome Web Store
🔐

InsumerAPI

For Developers & AI Agents

REST API with self-serve keys. Verify token ownership across 37 chains with signed boolean verifications.

Developer Docs

37 Blockchains. One Infrastructure.

E Ethereum
S Solana
P Polygon
A Arbitrum
B Base
B BNB Chain
A Avalanche
O Optimism
S Sonic
Z zkSync Era
L Linea
G Gnosis
M Mantle
C Celo
+23 more
100,000+
Tokens via CoinGecko
Any
NFT Collection
Any
Country or Currency

Open Standards Participation

InsumerAPI’s wallet-auth primitive — read wallet state, evaluate against conditions, sign the boolean — is documented in industry venues co-authored with operators across the agentic-commerce ecosystem.

📝

agent-governance-vocabulary

Co-author — April 10, 2026

Multi-issuer vocabulary that names wallet-auth and condition-based-access primitives unambiguously, so signed attestations cross-reference cleanly across issuers. Shipped via PR #1 alongside aeoess and other crosswalk authors.

View on GitHub
🔗

ERC-8183 Envelope-in-Action

Co-maintainer — April 24, 2026

Compliance/regulatory how-to library for ERC-8183 agentic commerce. InsumerAPI’s case shows pre-commit wallet auth — signed-boolean attestation returned by /v1/attest before checkout commits. Co-maintained with ThoughtProof (Raul Jäger) and RNWY (Pablo Lopez).

View on GitHub
🛒

UCP Discussion #297

Co-proposer — March 24, 2026

Universal Commerce Protocol capability proposal (dev.ucp.shopping.eligibility): condition-based access at merchant checkout using wallet-state attestations. Co-proposed with zologic (UCPReady); each party maintains its own implementation. Reference implementation pairs InsumerAPI /v1/attest with SkyeMeta’s SkyeWoo.

View Discussion
📜

IETF Internet-Draft — environment.* family

Co-drafter of the family-definition I-D — May 12, 2026

IETF Independent Submission stream. Defines the environment.* constraint family for autonomous-agent mandate vocabulary. Co-drafted with Michael Msebenzi (Headless Oracle); each author maintains their own type specification in parallel — InsumerAPI for environment.wallet_state, Headless Oracle for environment.market_state — with the family-definition Internet-Draft the converged parent document. 43 pages, Informational, expires November 12, 2026.

View on Datatracker
📜

IETF Internet-Draft — Wallet State Attestation

Solo Informational draft — May 13, 2026

IETF Independent Submission stream. Documents the wallet-state attestation primitive at the canonical citation venue: an issuer reads canonical on-chain state for a wallet address, evaluates operator-defined conditions, and returns a cryptographically signed boolean any verifier can check offline using a published JWKS endpoint. Profiles existing IETF building blocks (JWT, JWKS, JOSE) for the wallet-state-attestation use case. 19 pages, Informational, expires November 13, 2026.

View on Datatracker

Join the Ownership Economy

Whether you're a business, token or NFT holder, issuer, or foundation, there's a place for you in the ecosystem. Start today.

Want the full picture? See the benefitsSee how it works