Send a wallet address and one or more conditions. InsumerAPI reads the wallet state, evaluates the conditions (a single rule or a composite of tokens, NFTs, on-chain attestations, identity), and emits a cryptographically signed yes or no. No balances exposed. No blockchain code required. One API for commerce, compliance, access control, and AI agent trust.
Every use case follows the same pipeline: read wallet state, evaluate one or more conditions, sign the result, verify independently. Condition-based access, four steps.
Read wallet state across 38 chains — tokens, NFTs, on-chain attestations
Produce signed attestations you can verify independently
Check every result yourself using our public signing key
Commerce, compliance, access control, or agent trust
Three products, one primitive. Each layer builds on the one before it. Together they form a system that doesn't just verify — it enforces continuously.
InsumerAPI reads blockchain state and returns signed booleans. The foundation: does this wallet meet these conditions, yes or no?
POST /v1/attest
InsumerAPI runs up to 49 checks across multiple dimensions and returns a signed trust profile. The judgment layer: should you transact with this wallet?
POST /v1/trust
AgentTalk maintains conditions over time. Agents join by proving qualification and stay only while they still qualify. Enforcement that runs itself.
One-time verification answers "does this wallet qualify right now?" Continuous enforcement answers "does it still qualify?" — and acts on the answer automatically.
The most common application of wallet auth is condition-based commerce: merchants verify wallet state and reward token holders at checkout. Each side has a dedicated walkthrough.
Turn token holders into paying customers without touching crypto. Configure conditions, scan at checkout, apply discounts. InsumerScanner, InsumerDashboard, and Stripe / Square / Clover integration.
See the merchant walkthrough →Your wallet state unlocks real-world perks without exposing balances. Show a QR or tap NFC in-store with InsumerPass; the InsumerExtension handles online sites automatically.
See the holder walkthrough →Tokenized real-world assets passed $60 billion in 2026, with roughly $32 billion on public chains, and analysts project $2 trillion by 2030 (McKinsey) to $30 trillion by 2034 (Standard Chartered). The number that matters more: over half of today's tokenized value shows no weekly transfer activity at all. Ownership is on-chain. Utility isn't. That's the gap a signed attestation closes.
in tokenized US Treasuries across 80+ funds
Wallet auth is evolving. What started with passionate crypto communities now includes tokenized Treasuries and live tokenized stocks.
Passionate communities with tribal affiliations. SHIB Army, PEPE holders, Bored Ape Yacht Club, Pudgy Penguins. Millions of holders who identify with their tokens.
No longer emerging — arrived. Tokenized US Treasuries alone hold roughly $15 billion across 80+ funds, and BlackRock, Circle, Ondo, and Franklin Templeton each run tokenized funds measured in billions. Tokenized private credit is larger still.
No longer coming soon. Robinhood runs 2,000+ tokenized stocks and ETFs in Europe, Kraken's xStocks passed $25 billion in volume in under eight months, and NYSE and Nasdaq hold SEC approval for tokenized-equity pilots. Your Apple shares as tokens is real — verifiable via one API call. Every shareholder becomes a potential Insumer.
Each app serves a specific purpose. Together, they create a complete condition-based access infrastructure—in-store, online, and via API.
Connect your wallet, view your holdings, and verify via QR code or NFC at checkout.
Open InsumerPassScan QR codes or tap NFC at point of sale. See their discount tier instantly. Apply the reward.
Open ScannerConfigure which tokens to recognize, set discount tiers, connect Stripe/Square/Clover, view analytics.
Open DashboardOpen database of tokens and NFT collections. Add your project. Browse what's available.
Open RegistryChrome browser extension that automatically detects participating merchants and applies your discount at checkout.
Chrome Web Store26 endpoints, signed and independently verifiable. Works with popular AI platforms. Self-serve API keys.
Developer DocsMore merchants attract more holders. More holders attract more merchants. The ecosystem grows stronger with every participant.
Compounds
Businesses configure tokens and start recognizing holders
Token and NFT holders find merchants that recognize their holdings
Holders tell their communities about merchants
More merchants see the opportunity and join
For the technically curious: here's what happens when InsumerAPI processes a verification request.
Every result is cryptographically signed. Don't trust our server—verify every response yourself using our public key at /.well-known/jwks.json or the insumer-verify npm package.
Pass format: "jwt" on POST /v1/attest and receive a standard ES256-signed JWT. Verifiable by Kong, Nginx, Cloudflare Access, AWS API Gateway, or any JWT library.
Your system asks "does this wallet hold ≥100 USDC?" and gets yes or no—never the actual amount. Critical for privacy, compliance, and agent trust. This also means ephemeral proofs with nothing to harvest.
We don't collect personal information. Wallet addresses are not stored. Read-only access only—we never request transaction signing or token approvals.
Token balances and NFT ownership are read directly from blockchain RPCs across 38 chains. No intermediary databases. All chains scanned in parallel.
REST API with 7 public and 19 authenticated endpoints. Flagship: POST /v1/attest (conditions), POST /v1/trust (wallet trust profile), POST /v1/trust/batch (bulk).
Agent SDKs: MCP, LangChain, OpenAI GPT, ElizaOS, LlamaIndex. Framework adapters that package the wallet auth primitive into host-shaped surfaces: WDK protocol module (Tether’s Wallet Development Kit), mppx condition-gate (Machine Payments Protocol routes).
Free tier: 100 requests/day, no credit card. Pro and Enterprise tiers for higher volume. See pricing or get a key instantly at developers/account.
32 EVM chains plus Solana, XRP Ledger, Bitcoin, Tron, Stellar, and Sui. Tokens, NFTs, trust line assets, and on-chain identity records. One API call covers all of them.
No. The Insumer Model™ is read-only condition-based access infrastructure. It reads blockchain state and returns signed attestations. It never moves funds, processes payments, or interacts with wallets.
API responses typically return in 1–3 seconds, even when checking multiple conditions across multiple chains. For commerce, QR code scans verify in 2–3 seconds and NFC taps verify in real time.
Token balances: any ERC-20 (32 EVM chains), SPL token (Solana), XRPL trust line token, native Bitcoin, TRC-20 token (Tron), Stellar trustline asset, or Sui-native token — 38 supported chains total. NFT collections: supported on EVM, Solana, and XRPL. You specify the contract address and chain ID in your API call — the system verifies against live on-chain state.
Free tier: 100 daily reads and 10 verification credits, no credit card required. Pro and Enterprise tiers for higher volume, with volume discounts up to 50%. See full pricing →
The API returns true or false — whether a wallet meets a condition or not. It never exposes actual token balances, NFT inventories, or transaction history. This is privacy by design at the protocol level.
Get a free API key. 26 endpoints, signed and independently verifiable. No blockchain code required.
View API DocsReward token holders at checkout. QR, NFC, or online. 10 free verification credits included.
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